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Privacy Policy

Last updated: April 2026

01 — Overview

This Privacy Policy applies to CIL Global Capital and its affiliated entities (referred to as "CIL", "we", "us", or "our"). It outlines how we collect, use, store, and disclose personal information through our website (cilcapital.ca), through direct communications, and in the course of our business operations.

CIL is committed to protecting the privacy of all individuals who interact with us. We comply with applicable federal and provincial privacy legislation in Canada, as well as applicable privacy and data protection laws in all jurisdictions in which we operate.

By accessing our website or providing personal information to us, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with the practices described here, please discontinue use of our website and services.

02 — Information We Collect

We collect information that can be used to identify you as an individual ("Personal Information"). This may include, but is not limited to:

  • Full name, email address, phone number, and mailing address
  • Date of birth and government-issued identification, where required for investment account purposes
  • Financial details such as employment information, income, assets, liabilities, and investment objectives
  • Technical data collected through your use of our website, including IP address, browser type, device information, and browsing behavior

We collect Personal Information that you voluntarily provide through forms, account applications, surveys, correspondence, and investment-related documentation. Additional information may be collected where necessary to fulfill regulatory obligations or deliver the services you have requested.

03 — How We Use Your Information

We collect and use your Personal Information for the following purposes:

  • To verify your identity and protect against errors, fraud, and misrepresentation
  • To assess your financial profile and determine the suitability of our investment products
  • To open and administer your investment account
  • To process transactions and deliver the products and services you have requested
  • To meet legal and regulatory obligations, including securities law requirements, tax reporting obligations, and anti-money laundering and anti-terrorist financing regulations
  • To communicate with you regarding your account, our services, or relevant market information
  • To improve our website, services, and overall client experience through internal analytics

Where permitted by law, we may also use your information for marketing purposes, including promoting services, products, or opportunities that may be of interest to you. You may opt out of marketing communications at any time by contacting us or using the unsubscribe link in any marketing email.

04 — Your Consent

We collect, use, and disclose your Personal Information only with your consent or as permitted or required by applicable law. Consent may be express (written, verbal, or electronic), or it may be implied through your actions, such as using our website or providing information to us voluntarily.

You may withdraw your consent at any time, subject to legal or contractual limitations. Please be aware that withdrawing consent may affect our ability to provide you with certain products or services. To withdraw consent, please contact our Privacy Officer using the details provided at the end of this policy.

05 — Cookies & Web Technologies

Our website may use cookies and similar tracking technologies. Cookies are small data files stored on your device when you visit a website. They help us recognize your browser and understand how visitors interact with our site.

We may use cookies to remember your preferences, analyze site traffic, and improve the functionality and relevance of our online experience. We may also use third-party analytics tools that collect aggregated, non-identifying data about website usage patterns.

Most browsers allow you to manage cookie preferences through their settings. Disabling cookies may limit access to certain features of our website.

06 — Sharing of Personal Information

CIL does not sell your Personal Information. We may share your information with third parties only in the following circumstances:

  • With service providers who assist us in delivering our products and services (such as technology providers, legal advisors, and accounting professionals), under contractual obligations to protect your data and use it solely for the purpose for which it was shared
  • With regulatory authorities, courts, or other governmental bodies where required by law, regulation, subpoena, or court order
  • With your express consent, or to your authorized representatives
  • In connection with a business transaction such as a merger, acquisition, or asset transfer, where the receiving party is contractually bound to protect your information

Please note that sharing information with service providers may result in your data being stored or processed outside of British Columbia or outside of Canada, where it may be subject to the laws of that jurisdiction.

07 — Protection & Retention

We maintain physical, electronic, and procedural safeguards designed to protect your Personal Information from unauthorized access, use, alteration, or disclosure. Access to personal data is restricted to authorized personnel on a need-to-know basis.

Where we engage third-party service providers that require access to Personal Information, we take contractual and operational measures to ensure your data is handled securely and used only for the intended purpose.

We retain your Personal Information only for as long as necessary to fulfill the purposes for which it was collected, or as required by applicable law. Once no longer needed, information is securely destroyed or permanently de-identified.

While we take reasonable precautions, no method of electronic transmission or storage is entirely secure. We cannot guarantee absolute protection of data transmitted over the internet.

08 — Your Rights

Under applicable Canadian privacy law, you have the right to request access to the Personal Information we hold about you and to request corrections to any inaccurate information, subject to certain legal exceptions.

To submit an access or correction request, please contact our Privacy Officer in writing using the contact information below. We will respond to verified requests within the timeframes required by law.

09 — Third-Party Links

Our website may contain links to external websites operated by third parties. This Privacy Policy applies only to cilcapital.ca and does not extend to any third-party websites. We encourage you to review the privacy policies of any external sites before providing your personal information. CIL is not responsible for the privacy practices or content of third-party websites.

10 — Policy Changes

CIL reserves the right to update this Privacy Policy at any time. When changes are made, we will revise the "Last updated" date at the top of this page. For material changes, we may provide additional notice through our website or by contacting registered users directly.

Your continued use of our website or services following any update constitutes acceptance of the revised policy.

11 — Contact

If you have questions about this Privacy Policy, wish to access or correct your Personal Information, or would like to withdraw your consent, please contact our Privacy Officer:

CIL Global Capital

info@cilcapital.ca